Students who are American citizens or eligible non-citizens of the USA, ie, students who have permanent residency are eligible for funds under the Direct Loan Federal Student Aid Program.

Exempt from paying the initial amount which is due by 02 February 2024

US loan recipients will receive a fee payment clearance as part of the pre-registration process, provided your FSA Direct loan and/or PLUS loan has been confirmed.

Application process

Complete steps 1 – 4:

Loan amount determined

UCT will determine the loan amount for which you are eligible and notify you by email.

Loan processed

The loan is originated/certified.

Loan disbursed

The loan is disbursed upon registration and attendance of classes.

Please refer to disbursement of funds page for more information.

The university will not disburse the second payout of funds without a satisfactory academic progress report.